It’s a common scenario and we couldn’t blame you for forgetting but as the year draws to a close, many individuals realise they haven’t fully utilised their dental benefits. It might come as a surprise, but dental insurance often operates on a ‘use it or lose it’ principle, which means any unused benefits by year’s end can simply go to waste. Now let’s delve deeper into the intricacies of dental benefits.
What Are ‘Use It or Lose It’s Dental Benefits?
Just like that discount voucher from your favourite store, dental benefits often come with an expiry date. Most dental benefit plans in Australia operate on a calendar year, starting from the 1st of January and ending on the 31st of December. This means that any unclaimed benefits by the year’s end, go to waste. You’ve essentially paid for these benefits through your insurance premiums, so it only makes sense to use them.
Why You Should Take Advantage of Your Dental Benefits
- Yearly Maximum & Premiums: Most dental plans come with a yearly maximum. Once December 31st rolls around, any unused amount doesn’t get carried over to the next year. By not utilising these benefits, you’re leaving money on the table. Considering you’re paying monthly premiums, it’s only logical to make the most out of the benefits offered.
- Fee Increases: At the dawn of a new year, it’s common for dental fees to rise. Tapping into your benefits now can save you from paying higher fees later on.
- Dental Health: Postponing minor dental issues can lead to more severe problems down the road. That small cavity today might necessitate a root canal tomorrow. Regular dental check-ups ensure that problems are caught and treated early on, saving both your teeth and your wallet.
What to Use Your Dental Benefits On
Your dental benefits aren’t just for treating problems. They can also be used for preventive dental services. We offer a wide range of dental services, from general dentistry and dental check-ups to more complex procedures:
- General Dentistry: Regular check-ups and cleanings fall under this category and are essential to maintain good oral health.
- Teeth Whitening: An excellent way to enhance your smile and boost your confidence.
- Dental Implants & Dentures: For those looking to replace missing teeth and restore their smile’s functionality.
- And More: From veneers to crowns, we can bring your smile back to its radiant best, tailored perfectly to your needs.
Sometimes, even with dental insurance benefits, some treatments can still seem out of reach. We offer payment plans through Humm Finance and the National Dental Plan. These plans are designed to spread out the cost of treatments, making them more manageable and affordable for our patients. Here are some of the benefits:
- Flexible Repayment: Tailored to your budget, choose a repayment plan that suits you best.
- Immediate Access: Don’t delay essential dental treatments. With our payment plans, get the care you need immediately.
- Transparent Fees: We believe in complete transparency. There are no hidden charges, and all terms and conditions are explained upfront.
- Suitable for a Range of Treatments: Whether it’s a dental implant, teeth whitening, or other procedures, our payment plans cover a vast range of treatments.
Dental Insurance Benefits – Benefits to Patients
December is fast approaching, and appointment slots fill up quickly during the festive season. With the added rush of individuals trying to use their benefits before the year ends, you wouldn’t want to miss out. If you’re in or around Wollert, Victoria, at Aurora Epping Dental, we’re here to help. With a team that is exceptional in catering to patients who might be anxious or have had previous unpleasant experiences, we ensure a comfortable and professional dental experience.
Don’t let your dental benefits go unused. Call us today at (03) 9999 1203 or visit our website and ensure you’re getting the most out of your dental insurance benefits. Remember, when you smile, we smile. Let’s keep those teeth shining bright!